Houses for Sale on Čiovo
The Croatian island of Čiovo is a perfect blend of nature and convenience, offering houses that range from modern family homes to luxurious villas with panoramic sea views. Whether you’re looking for a peaceful retreat or an investment opportunity, Čiovo’s real estate market offers something for everyone. Discover the diverse range of houses available, and don’t miss out on browsing apartments and other categories to find the best fit for your lifestyle.
Real estate search results - Ciovo, House / Villa, For Sale
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Frequently asked questions
Yes. Citizens of the EU/EEA can purchase property without restrictions, while citizens from outside the EU require reciprocity confirmation and approval from the Ministry of Justice. Foreigners can also obtain a mortgage loan, with varying conditions depending on nationality. The purchase agreement can be signed and notarized abroad (at a consulate or with a local notary, often with an Apostille), and the document is then submitted for registration in Croatia.
Yes, you can sign and notarize a property purchase agreement abroad. Croatian citizens can do this at a Croatian diplomatic mission, while foreign citizens notarize the agreement with a local notary, often with an Apostille stamp to ensure it is valid in Croatia. After notarization, the document is sent to Croatia for registration in the land registry, with guidance and coordination provided by Broker and the lawyer.
A deposit is an advance payment the buyer makes when reserving a property as a sign of serious intent. In Croatia, it is typically around 10% of the purchase price and counts toward the final price of the property.
Real estate transfer tax in Croatia is 3% and is paid by the buyer, except for new builds subject to VAT. The tax obligation arises upon signing the purchase agreement, after which the Tax Administration issues a decision that must be paid within 15 days of receipt. The notary submits the agreement to the Tax Administration, and Broker assists the buyer throughout the entire process.
The tax liability arises at the time of the conclusion of the contract or other legal transaction that acquires the real estate. The notary is obliged to submit one copy of the document to the Tax Administration within 30 days from the signature on the sale documents. The taxpayer is obliged to pay the determined tax within 15 days from the delivery of the decision on determining the real estate sales tax.