Properties for Sale in Croatia

Yes, you can sign and notarize a property purchase agreement abroad. Croatian citizens can do this at a Croatian diplomatic mission, while foreign citizens notarize the agreement with a local notary, often with an Apostille stamp to ensure it is valid in Croatia. After notarization, the document is sent to Croatia for registration in the land registry, with guidance and coordination provided by Broker and the lawyer.

A deposit is an advance payment the buyer makes when reserving a property as a sign of serious intent. In Croatia, it is typically around 10% of the purchase price and counts toward the final price of the property.

Real estate transfer tax in Croatia is 3% and is paid by the buyer, except for new builds subject to VAT. The tax obligation arises upon signing the purchase agreement, after which the Tax Administration issues a decision that must be paid within 15 days of receipt. The notary submits the agreement to the Tax Administration, and Broker assists the buyer throughout the entire process.

Although the price is always expressed in euros, payments from abroad may be made in other currencies, which the bank automatically converts into euros at the applicable exchange rate. It is important that the seller receives the amount agreed in the contract, so prior consultation with the bank is recommended due to exchange rates and potential fees.

The tax liability arises at the time of concluding a contract or other legal transaction by which real estate is acquired. The notary is obliged, within 30 days of signing the sales document, to submit a copy of the document to the Tax Administration according to the location of the real estate. After the Tax Administration issues a decision on determining the real estate transfer tax, the taxpayer is obliged to pay the determined tax within 15 days of the date of delivery of the decision.

In the case of real estate exchange, the real estate transfer tax is 3%. Each party in the exchange is considered the acquirer of the real estate, so each owner is required to pay a tax of 3% on the estimated market value of the real estate acquired through the exchange.

There are different types of rental properties on offer, including apartments, family houses, luxury villas and commercial premises. The selection includes properties of different sizes, locations and levels of equipment, adapted to the needs of private and business users.

The highest demand for rental properties is in larger cities and tourist-attractive areas. Coastal cities such as Split, Dubrovnik and Zadar are particularly popular, while Zagreb is the most sought-after for long-term rentals due to business and educational opportunities.

Prices for apartments in Croatia vary based on location, size, and proximity to the coast. On average, prices range from €3,000 to €8,000 per square meter in popular areas like Dubrovnik, Split, and Istria. Inland regions and smaller towns often offer more affordable options, starting from €1,500 per square meter.

What are the best locations in Croatia to buy apartments? Among the most sought-after locations for buying apartments in Croatia, coastal cities and tourist-developed regions stand out. Dubrovnik is an attractive destination due to its historical value, prestigious location and strong tourist market. Split attracts buyers with its developed infrastructure, vibrant lifestyle and combination of historical and modern construction. Istria is popular among those looking for a quieter environment, natural beauty and a quality lifestyle.

• Dubrovnik: Known for its historic charm and premium real estate.
• Split: A vibrant coastal city with a mix of modern and historic properties.
• Istria: Ideal for those seeking scenic countryside views and a tranquil lifestyle.